12 months bank statements loans are loans used for alternative financing borrowers, borrowers who are self employed or even company employees, aka “wage earners” that write off a lot of deductions on their tax return schedules, and normally would not have been qualified otherwise, can now enjoy the benefits of this type financing.

With the market softening and ease in guidelines are at sight, the bank statement program is back again. The basic traits of this program offer   

No tax returns to be provided.  Nor tax return verification is requested

Qualify to purchase your new home using your bank gross deposits only 

The program caters to either self employed or wage earner borrowers

Fixed and adjustable loans available, Conforming rates offered.